The one number that matters
An example month — Canny runs your real numbers, every day, with rent, bills and savings already set aside.
Example: income of €2 400, minus €1 320 of rent and bills, minus €480 of savings set aside first, leaves €600 for fun this month — €20.00 of fun money left today. Canny shows this headline number from your own figures.
Three promises
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Free.
No price. No ads. No premium upsell. The whole app, for everyone.
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Private.
No account, no cloud, no AI. Canny works fully offline — nothing is uploaded, because there's nowhere to upload it to.
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Yours.
Your data, in your hands. Back up and export any time.
What Canny never does
- ads
- accounts
- cloud
- tracking
- selling data
Nothing collected. No one to sell it to. That's the product.
What it does · Envelopes
A place for every euro.
Every category gets its own monthly envelope, tagged need, want or save. When one runs dry, borrow from another — honestly, on the record.
What it does · Bills
Bills that keep themselves.
Recurring bills know when they're due and when they're paid — with undo when your thumb slips, a payment log, and your balance kept in step.
What it does · The review deck
One card at a time.
The review deck deals out your spending. Swipe each card to sort it — done in seconds, not a Sunday afternoon.
What it does · Over time
Watch the months add up.
Savings goals with a finish line, and insights that set your months side by side — so the trend is something you can see, not guess.
The 50 / 30 / 20 lens
One income, three jobs.
Canny reads your plan through the needs / wants / savings split, with gentle pace nudges through the month — encouraging, never nagging. Try it:
Just arithmetic, done on this page. Nothing sent anywhere — same as the app.
Budget together
Two phones. One home WiFi.
No cloud, ever.
Partner sync works over your own network: two phones find each other and merge directly, phone-to-phone. No server in between — there isn't one.
The honest bit
What's the catch?
There isn't one.
Canny has no servers, so your money never touches one. Nothing to run means nothing to charge for. Nothing on a server means nothing to leak.
No account, because there's nothing to sign up for. No ads, because you're not the product. It's a budgeting app that's canny with money — including yours.
Free · Private · Yours
Keep your money
to yourself.
A direct download — you install it yourself, not through the Play Store.
Canny speaks English, Dutch, French, German, Spanish, Italian and Polish.