Canny

A free Android budgeting app

Your money stays
on your phone.

Calm, private budgeting. No account, no cloud, no tracking — Canny works fully offline.

Free·Private·Yours

Download for Android · free APK

Installs directly (a sideload) — not from the Play Store.

Canny's home screen: €20.00 of fun money left today, balance €1 336, and a gentle pace nudge for the month.

The one number that matters

An example month — Canny runs your real numbers, every day, with rent, bills and savings already set aside.

Example: income of €2 400, minus €1 320 of rent and bills, minus €480 of savings set aside first, leaves €600 for fun this month — €20.00 of fun money left today. Canny shows this headline number from your own figures.

Pillar one

Free.

No price. No ads. No premium upsell. The whole app, for everyone.

Pillar two

Private.

No account. No cloud. No tracking. No AI. Canny works fully offline — your data never leaves your phones.

Pillar three

Yours.

Your data, in your hands. Back up and export any time.

What Canny never does

  • ads
  • accounts
  • cloud
  • tracking
  • selling data

Nothing collected. No one to sell it to. That's the product.

What it does · Envelopes

A place for every euro.

Every category gets its own monthly envelope, tagged need, want or save. When one runs dry, borrow from another — honestly, on the record.

Canny's Plan tab: category envelopes tagged need, want or save — the plan balances exactly €2 400, with a 20% savings rate. The same plan after an adjustment: Fun & personal trimmed to €320, Dining out raised to €200 — total budgets still €2 400, still balancing exactly.

What it does · Bills

Bills that keep themselves.

Recurring bills know when they're due and when they're paid — with undo when your thumb slips, a payment log, and your balance kept in step.

Canny's recurring bills: some due, some already paid, with Mark paid and Undo — about €1 075 a month in total. The bills screen after marking one paid: Proximus internet, €45, has moved to the Paid list — only Water and Rent still due.

What it does · The review deck

One card at a time.

The review deck deals out your spending. Swipe each card to sort it — done in seconds, not a Sunday afternoon.

Canny's weekly review: one spending card at a time — Bistro du Coin, −€34 — ready to swipe left or right. The card swiped away and the next one dealt: Amazon, −€52, tagged Fun & personal.

What it does · Over time

Savings goals with a finish line, and insights that set your months side by side — so the trend is something you can see, not guess.

Canny's goals: Holiday fund at 64%, plus Emergency fund and New laptop, each with its own progress bar. The goals screen after a top-up: Holiday fund grown to 72% — €720 saved, the bar visibly longer.

The 50 / 30 / 20 lens

One income, three jobs.

Canny reads your plan through the needs / wants / savings split, with gentle pace nudges through the month — encouraging, never nagging. Try it:

€2 400
needs 50%
€1 200
wants 30%
€720
save 20%
€480

Just arithmetic, done on this page. Nothing sent anywhere — same as the app.

Budget together

Two phones. One home WiFi.
No cloud, ever.

Partner sync works over your own network: two phones find each other and merge directly, phone-to-phone. No server in between — there isn't one.

The honest bit

Why free? Why private?

Canny has no servers — your money never touches one. That's the whole trick: nothing to run means nothing to charge for, and nothing collected means nothing to sell. No account, because there's nothing to sign up for. No ads, because you're not the product. It's a budgeting app that's canny with money — including yours.

Free · Private · Yours

Keep your money
to yourself.

Download for Android · free APK

Installs directly (a sideload) — not from the Play Store.

Canny speaks English, Dutch, French, German, Spanish, Italian and Polish.